Surabhi Kalia

Blog by Surabhi Kalia

Hope is not a strategy

27.02.26 06:40 PM - By Surabhi Kalia - Comment(s)
Hope is not a strategy
Most investors don’t lose money because they lack intelligence — they lose it chasing certainty where none exists. This piece explains why owning the market through well-constructed mutual fund baskets often beats hunting for individual stocks without skill, structure, or discipline.

Cash Is Oxygen

16.02.26 08:48 AM - By Surabhi Kalia - Comment(s)
Cash Is Oxygen
SIP and lumpsum investors experience these phases very differently, largely because of liquidity. This post explains why cash and debt play a strategic role in preserving flexibility as portfolios grow.

The Hidden Force Behind Wild Market Swings.

08.02.26 06:45 PM - By Surabhi Kalia - Comment(s)
The Hidden Force Behind Wild Market Swings.


Markets today don’t move the way they used to. Prices jump sharply. They fall just as fast. Moves feel disconnected from news, fundamentals, or long-term narratives. This isn’t random. It’s the result of leverage and forced liquidation increasingly driving short-term price action.


What Is Forced Liq...



FIIs Come and Go. India Grows.

25.01.26 06:30 PM - By Surabhi Kalia - Comment(s)
FIIs Come and Go. India Grows.

India’s story is one of the most remarkable growth journeys in modern history.


From a young republic to one of the world’s fastest-expanding economies, India has moved forward through resilience, reforms, innovation, and the ambition of millions of ordinary citizens building extraordinary outcomes. ...


Most investing tools focus on the market. Ours focuses on the investor.

17.01.26 07:37 PM - By Surabhi Kalia - Comment(s)
Most investing tools focus on the market. Ours focuses on the investor.


Because markets don’t ruin portfolios—behavior does.

You can buy the right fund and still get poor results. if you hold on to losers, exit winners early, switch often, or react to noise.

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