Blog tagged as Discipline

Hope is not a strategy

27.02.26 06:40 PM - By Surabhi Kalia - Comment(s)
Hope is not a strategy
Most investors don’t lose money because they lack intelligence — they lose it chasing certainty where none exists. This piece explains why owning the market through well-constructed mutual fund baskets often beats hunting for individual stocks without skill, structure, or discipline.

Cash Is Oxygen

16.02.26 08:48 AM - By Surabhi Kalia - Comment(s)
Cash Is Oxygen
SIP and lumpsum investors experience these phases very differently, largely because of liquidity. This post explains why cash and debt play a strategic role in preserving flexibility as portfolios grow.

Staying Grounded in a Silver Rally

27.12.25 11:10 AM - By Surabhi Kalia - Comment(s)
Staying Grounded in a Silver Rally


Silver moves quietly—then suddenly. When it does, FOMO follows fast. Charts look obvious after the move, headlines get louder, and patience starts feeling like a mistake. That’s usually the worst moment to act.


It’s volatile enough to feel exciting, but familiar enough to feel “safe.” It sits betwe...